Open Seats...

Dave Magill has confirmed that he has filed papers indicating he would not be standing for re-election to the Germantown School Board's At Large Seat #1.  His term expires in April, 2009.  So far, I am unaware of any person filing to run for that open seat, but there is still plenty of time for that to happen.

Michael Bech has also filed papers indicating that he will not be a candidate for Trustee in District 1 of the Village of Germantown.  The rumor mill has it that Bill Steitz, a former trustee, will be filing papers soon.

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Officer Bosco Update...

Chief Pete Hoell provided the following information today:

On Tuesday, December 2nd, our K-9 Officer Bosco had been placed on a light anesthetic for the first procedure.  When the doctor increased the anesthetic for the biopsy procedure, Bosco's heart rate elevated.  Additional anesthetic would have caused Bosco to go into cardiac arrest so they stopped the biopsy procedure.  It is unknown why his heart rate would have increased while on the anesthetic.  Due to the three doctors' previous examinations, they are confident and concur that it is not a cancerous mass; however, the mass will have to be watched very closely.  The doctors believe Bosco can be treated with medication without having to undergo surgery at this time.

To date, we have incurred $1,300 in medical bills.  The monthly costs for the medication could be as high as $500 a month.  We have at least a $4,000 fund raising goal in mind to pay for the medical bills and future medication(s).

On the whole, we are optimistic that Bosco will recover, however we will have to monitor the mass and hope the medication works.  We are in a day by day situation to see how things work out.  The way it stands now, we believe Bosco will be back to work on Monday, December 8th.

I'll continue to keep you posted on his status.

I would also like to thank every one for their support and kind words and thoughts.  It means a lot to us here at GPD but it is especially meaningful to PO Jeff Schnell and Bosco.

K-9 Officer Bosco is supported by contributions from the community without tax money involved.  This occurrence has obviously started the run-up of medical bills that will need to be paid from the Germantown Police Department K-9 Fund.  If you can find it in your heart to help Bosco with a contribution of a dollar or ten dollars or a hundred dollars, that can be made by mailing a check as indicated below or by simply stopping at the Germantown Police Department and walking into the lobby to make the contribution.

Remember that you can make a contribution by mailing a check made out to Germantown Police Department K-9 Fund to the department at P.O. Box 96 , Germantown, WI 53022 or by stopping at the Police Department building at N112 W16877 Mequon Road to drop off any contributions. 

Thanks in advance for your help! 

And, we're going to get 'change' if the Democrats have their way...and that seems likely.

Saxby Chambliss (R-GA) retained his seat in the senate yesterday so the Democrats will not have the magic number necessary to absolutely control the senate.  The outcome in Minnesota is still somewhat in question, but, at the rate that new votes for the Democrat candidate are being 'found', I suspect that he'll prevail.

The problem with Republicans in the senate has always been the number who have worked hard to earn the right to be called by that ugly name, "RINO"; "Republicans In Name Only".  Those people are still there and they are still beyond the ability of the Republican leadership to 'control'.  Even though the Democrats will technically be unable to override filibuster attempts, the RINOs will often tip the scales by bolting from the 'party line'.  Those three or four people tend to be more liberal in their thinking than conservative.

So, we are going to see the 'change' we voted for in November.  The only questions remaining, in my mind, are just what that 'change' will be, how quickly it will occur, and how much it will cost.

The magic "first 100 days" comes into play so far as answering the question of how quickly change will occur.

The Democrat leaders are busy shaping what they'll propose, developing the time lines for each, and determining whether or not they'll go for a few all-encompassing bills or take smaller bills up, pass those and bask in the victories during the course of those first 100 days.

The likely items include the vaunted "economic stimulus plan", a bill requiring electric utilities to be using renewable sources for at least 15% of their power by 2020, a big push on funding and hurdle-clearing for embryonic stem cell programs and increases in the funding and reach of the State Children's Health Insurance Program (SCHIP).

After the meeting between governors and the president-elect yesterday, I presume we'll also see some kind of state-directed stimulus programs proposed, possibly as part of the overall stimulus package.

Change is around the corner.  The Democrats understand that they will be gaged by what they accomplish in the coming two-year period, so far as the elections that hit two years down the road for the entire house of representatives and for one-third of the senate seats in Congress.

As always, these are interesting times in which we live.

Here it goes...

• You can tune a piano, but you can't tuna fish.
• I wondered why the baseball was getting bigger.  Then it hit me.
• Police were called to a daycare center where a three-year old was resisting a rest.
• Did you hear about the guy whose whole left side was cut off?  He's all right now.
• The roundest knight at King Arthur's round table was Sir Cumference.
• When fish are in schools, they sometimes take debate.
• A thief who stole a calendar got twelve months.
• When the smog lifts in Los Angeles, U.C.L.A.
• A thief fell and broke his leg in wet cement.  He became a hardened criminal.
• The dead batteries were given out free of charge.
• A dentist and a manicurist fought tooth and nail.
• A bicycle can't stand alone.  It is two tired.
• A will is a dead giveaway.
• A chicken crossing the road is poultry in motion.
• If you don't pay your exorcist, you can get repossessed.
• You are stuck with your debt if you can't budge it.
• A lot of money is tainted; 'taint yours and 'taint mine.
• Those who get too big for their britches will be exposed in the end.
• When you've seen one shopping center, you've seen a mall.
• When she saw her first strands of gray hair, she thought she'd dye.
• Bakers trade bread recipes on a knead to know basis.
• Santa's helpers are subordinate clauses.
• Acupuncture; a jab well done.

Meeting With Assembly-person Elect Dan Knodl...

I enjoyed a meeting and cup of coffee with Dan Knodl on the Friday after Thanksgiving.  He had indicated a willingness to meet since we hadn't yet had that opportunity.

We discussed his campaign 'issues' and he appeared to be very contrite, wishes that it hadn't happened and indicated that he was ready to face the penalty.  I felt that he was being honest and forthright during this discussion.  He recognizes that this will dog him for a good long time to come, but wants to do a good job for the district and hopes to eventually move beyond this chapter in his elected life.

His purpose in our meeting was to indicate that he wanted to "stay grounded" and open lines of communication with people throughout the district.  He indicated that he had already tendered his resignation from the Washington County Board; I'm not certain of the effective date of that resignation.  I believe that spot will be filled by appointment with the full Board's approval.

We joked about the 'broom closet' he was likely to be given as his Madison office since the 'newbies' who are also in the minority are not among the favored.  He said that he would qualify to have a single staff person and that he was already involved in the interview process and hoped to have made his decision by December 15th.  His choice will likely be made from among seasoned staff people who were working for a member that lost his or her re-election bid and were seeking a new position.

He said that he intended to spend a lot of time in the district so that he could keep himself abreast of its needs, and so that he didn't fall into the "trap" of being caught up in the position where people are all trying to make you feel good so that you'll support their position on this and that.  He is working now to identify issues that he can begin to work on hoping that this will help him establish his credibility even as a minority freshman assembly-person.

He professes to be a conservative.  He mentions his business experience and indicates that he is a 'property rights' believer.  He mentioned that he will remain a member of the Wisconsin Tavern League but will not be involved in leadership roles as he had been.  He understands that it will be very difficult for him to establish his credibility especially since the Republicans are in the minority in both the Assembly and the Senate.

He has developed a list of issues that he hopes to become involved with, and indicated that he was open to people's suggestions for additions to this list.  Among the items already on the list are spending reductions through things such as the sale of some state-owned property that could benefit both the state treasury and the communities that would acquire newly taxable property within their borders.

I would invite readers to offer their thoughts for Mr. Knodl as to issues that are important in this coming two-year period.  I'd also like to encourage his periodic contributions to this Blog as a guest writer if his schedule permits.  He was stung by some of the comments (relating to his family) that were posted to my earlier Blogs.  I indicated that I am not permitted to edit comments, but that, had I that opportunity again, I'd probably have decided to pull the offensive comment in its entirety, which I am permitted to do.

All in all, we had a good first visit.

Employee’s story spurs record-breaking drive

Sendik’s delivers 50 tons of food, $18,000 to Second Harvest

By JANE FORD-STEWART
jford@cninow.com

Posted: Nov. 25, 2008

The largest one-time retail donation in the 26-year history of America’s Second Harvest of Wisconsin food bank was made last week by the Balistreri-owned Sendik’s Food Markets, headquartered in Whitefish Bay.

More than 100,000 pounds of food, which nearly filled three semitrailers, and an $18,0000 donation were delivered Nov. 21 to Second Harvest headquarters at 1700 W. Fond du Lac Ave., Milwaukee.

The record-breaking donation was the result of a three-month drive supported by Sendik’s, its employees, its customers and its suppliers.

Those in need not anonymous

Margaret Harris and her three brothers, all owners of the eight Balistreri Sendik’s stores, had decided to give the proceeds from sales of the Sendik’s Real Food Magazine to Second Harvest, but then the idea of a bigger drive caught on.

“I was talking to one of the floor managers and she said, ‘I don’t think you realize how great this could be,’” Harris said.

The 24-year-old manager told Harris of growing up without enough food, even though her father worked and her mother had two jobs. They did not want to, but the family went to a local food pantry and were able to survive.

That story touched her heart, Harris said. Suddenly, families in need were not anonymous anymore. They could be anybody.

“I was dropping off my children and thought, what if it’s the person dropping her kids off at school,” Harris said.

Her brother, Nick Balistreri, agreed.

“When you hear about all the people having trouble in the news, lots of times, you don’t associate it with people you know,” he said. “You don’t realize people who need help could be your neighbor or people you see every day. So many things cause people to need help.”

Patron donations, purchases

The story was spread to the 1,500 Sendik’s employees, who, too, were inspired, Harris said. Many of them took up collections to buy food.

Their enthusiasm spread to Sendik’s patrons, she said.

They rounded up their receipt totals to the nearest dollar for Second Harvest. Occasionally a shopper rounded up $10, Balistreri said.

Patrons purchased $10, $20 or $100 bags of groceries, and they bought boxes of macaroni and cheese, with each box matched by Sendik’s and donated to Second Harvest.

Then Sendik’s owners gave their shopping list of items the food pantry needed most and money collected to their warehouse, Certco Inc., in Madison, with instructions to stretch the money as far as possible.

Also, the semitrailers used to transport the food were donated by Golden Guernsey Dairy.

Harris had an epiphany that something big and wonderful can happen if everyone does a little.

“For me, it was tons and tons of little things that added up to one giant difference,” she said.

Filling the shelves

“We are just delighted,” said Gina Styer, Second Harvest communications director. “We are at a 10-year low for food donations.

“Sendik’s (stores) and their customers can be very proud knowing they are giving the gift of food to hungry people,” she said.

Second Harvest Food Bank distributes nearly 11 million pounds of food annually to 1,100 food pantries, meal programs and shelters throughout eastern Wisconsin.

Balistreri-owned Sendik’s Food Markets are in Whitefish Bay, Mequon, Grafton, Wauwatosa, Germantown, Elm Grove, Greenfield and Franklin.

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If you answered yes to the "Would you like to round up for Second Harvest?" question that was periodically asked when you checked out of the Germantown Sendik's, this story helps you to understand the combined impact.

This is part of that "Attitude of Gratitude" thing that helps us to help others less fortunate than we...and there are always people who are less fortunate no matter what we find ourselves confronting.

Police dog Bosco undergoing surgery

The health of a beloved canine contributor to the community could be at risk.

Germantown Police Department police dog Bosco is having surgery this afternoon to remove a mass that may be cancerous.

Officer Bosco, used by the department for the last four years to detect a variety of drugs and search for suspects and endangered people, has been experiencing health problems, and doctors discovered the mass during an examination Nov. 26.

Germantown Police Chief Peter Hoell said the surgery, at an estimated cost of $2,000 to $3,000, could be the first step in saving the 6-year-old dog.

"We are going to hope for the best and prepare for the worst," Hoell said.

It is unknown whether additional treatment will be necessary, so the department is seeking any help the public is willing to offer to offset the cost of Bosco's medical bills. Checks made payable to the Germantown Police Department K-9 Fund can be mailed to the department, N112 W16877 Mequon Road, Germantown, WI 53022, or dropped off in person.

"At this point we'll take things day by day," Hoell said, adding that the department is committed to doing everything it can to cure Bosco.

For information, call the department at (262) 253-7788.

(Article courtesy of Ty Finke)

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Winter Wonderland...

Germantown has taken on the look of Christmas with the eight or so inches of snow that fell on us overnight.

Our snow plowers and salters appear to have been on the ball given the state of our roadways this morning.  I've heard the sirens that always seem to announce the first major snowfall of each season.  We can hope that the only injuries suffered were by fenders and bumpers.

Isn't global warming an amazing phenomenon?

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Village Board Reconsiders Hotel Tax...

The Village Board meets tonight and among the agenda items is the possible reconsideration of the 2% bump (a 33% increase from 6% to 8%) in the hotel room tax in Germantown.

Public comments had indicated that all the hotels in Germantown were in support when this was originally passed, however a storm of criticism erupted following the vote.  Apparently there wasn't the support thought at the time.

We are regularly reminded that we are part of a world that has significant threats.  Regardless of who backed this group of terrorists, we need to admit...on both sides of our political aisle...that terrorism is very real, that it is and will remain persistent, and that we must go wherever required to thwart it.

The bodies are still being removed from the ten or twelve places that were attacked, but we know that hundreds were slaughtered.  Apparently some were slaughtered because they were Americans, some because they were British and some because they were Jews.

Terrorism is terrorism no matter who supports it and no matter what its motivations.  We cannot permit it to continue to exist in this world that we call civilized.  Those committing acts of terror may be deprived of much, but that gives them no right, divine or secular, to take other lives simply to make a point...and to strike more fear in the hearts of people around the world.

It is time for the world to rise up and stop this needless bloodshed.  I recognize that there exists much need and deprivation across the globe, but I refuse to accept terrorism as the legitimate method for protest...no matter the feelings of the aggrieved.

May we each develop and maintain a daily "Attitude of Gratitude".

There is an excellent opinion piece in the Wall Street Journal this morning written by Fay Vincent, former baseball commissioner.  He discusses his earlier experiences while working in the Securities and Exchange Commission and reviewing the reports of corporate executive perks.

The theatrics we observed during the recent automobile executives' testimony only serves to remind us of the 'classes' that exist in our society.  That was very effective as a tool to embarrass the executives, but it played a spotlight on what, to me, is at least as serious a problem as are corporate jets in our present economic situation.

Mr. Vincent also tagged our elected representatives for the perks they have given themselves over the years.

Two things jumped out:

• Elected officials have a fleet of military 'executive' jets awaiting their needs and stationed at Andrews Air Force base near the capitol.  Not many of them has ever likely flown on commercial flights when they go abroad on their junkets.  Nancy Pelosi was taken to task for her reported use of military jets to fly her home from Washington, D.C. to California.  She was angry that she didn't get as good a jet as she thought she deserved.  Hers had to stop to re-fuel and that was apparently an unbearable delay. 
• How many members of the House of Representatives and of the Senate have flown on those very same corporate executive jets when on their way to 'speaking' engagements or some other junket?

At least the corporate executives are taxed on the perks they receive.  I don't recall that is the case for our elected representatives when they fly on a military flight or use other perks they've managed to create for themselves like a gymnasium. 

Our elected officials supposedly are required to reimburse for the costs incurred if they fly on corporate aircraft, but I suspect there are some methods employed to assure that they remain 'whole', such as through an increase in speaker fees to offset any out-of-pocket expense that might have been incurred.

We have an 'elected' class and a 'rest of us' class.

Our political system creates winners and it creates losers.  It has done that since there was a political system.  It does that no matter the party in power.  We are watching the reshuffling of the seats of power in Washington now, and that is a great thing to watch since it did not involve a military coup or the forceful overthrow of one regime in favor of another.

The winners and losers are being resorted as the result of the most recent election.  It is interesting to me that I see many of the same faces that I recall seeing over the course of time.  They seem to ebb and flow almost like the tides.  They may be "out of favor" for awhile and then they're back "in favor".  In their cases, there is relatively little difference between the two except that there may be more prestige when they're "in favor".  Money always seems to flow in their direction although it can be diminished when they are "in favor" if that means they hold an office in the government of our country.

We shouldn't anguish over their plight for too long since they seem to make up for any financial duress suffered when they 'retire' from the government position.

Government employees are adept at remaining winners.  Some in Milwaukee County walk away with a million dollars in their pocket at retirement.  Few are ever laid off even though that threat hovers every once in awhile.  All have solid benefit programs.  Few seem to be overworked.  It seems almost impossible to "privatize" any of these positions as we see from the trials and tribulations of Scott Walker as Milwaukee County Executive

Some winners seem adept at remaining winners almost without regard to the party in control.

Some losers seem adept at remaining losers, too.

The perennial losers of whom I am thinking are us...the taxpayers.  It seems we are always coming out on the 'short end of the stick', doesn't it?

Just over the course of three days in November, we learned why we are in the column called "losers".

MATC was given the seemingly perpetual right to tax us to the tune of at least $5.7 million every year since we are blessed to be part of that taxing district.  Us taxpayers took another one in the shorts!

Governor Doyle was quoted as saying "the pain must be shared" in speaking of the current $5.4 billion expected shortfall in the next biennial budget.  We know to whom he was speaking...us taxpayers!

Then to add insult to injury, three gentlemen wrote an article called "How to raise money for our state" that was published on JSOline on November 22nd.  I tote up the great ideas they espoused:

• the Doyle proposal to increase taxes on oil companies and hospitals to the tune of hundreds of millions of dollars
• a sales tax increase of 1% that would raise something on the order of $800 million per year
• the extension of the sales tax to non-medical professional services like tax preparation and accounting services that would raise some $300 million per year
• the extension of the sales tax to business services that would raise $230 million
• closing business tax "loopholes" for companies doing business in and out of Wisconsin (so-called "combined reporting") that would generate an estimated "several hundred" million dollars a year.
• elimination of something that is called the "domestic production deduction" that would 'only' impact companies with over $100 million in assets and that would yield "at least $40 million"
• changing the taxing of businesses from that of taxing profits to a system where business receipts would be taxed instead (so that a business not making a profit would still pay taxes) which would generate some $400 million
• increasing the top rate on personal income tax from 6.75% to 7.75% ( a nearly 15% increase) which would raise another $180 million
• taxing all capital gains thus adding some $280 million to the treasury
• restoring the tax on the first 50% of social security earnings to get another $100 million
• elimination of a thing called the "itemized deduction credit" that would 'only' hit people earning more than $100,000 per year thus generating $320 million
• bringing back the tax on inheritances that would generate another $95 million
• and, last but certainly not least, restoring the annual inflation indexing of our already highest in the nation tax on gasoline that would bring in another $32 million for every penny of gas tax (that would mean something in the range $1 billion annually if the gas tax is now $0.30 per gallon)

I certainly appreciate their attempt to be helpful but I doubt that our governor and the senate and the assembly majorities need any help to raise taxes.

What is forgotten, ALWAYS, is that it is us losers...us taxpayers...who pay every penny of every tax levied in the state in one form or another.

Taxes always find their way to the lowest rung on the economic ladder, and that is us, the consumer and the taxpayer.

There certainly are winners and losers.  Wouldn't it be wonderful if we could experience being a winner once in awhile?

And...isn't it amazing that we never learn how much could be saved if some of the jobs would be eliminated, and if some of the benefits would be reduced, and if some of the massive 'give-away' programs were curtailed?

Yup.  I'm hallucinating, all right!

I wrote about 'slippery slopes' back on October 15th.  It seems that things have gotten progressively worse since then.  We are, if we permit it, deluged with bad news.  That can take a real toll on us if we permit.

I know it isn't happening this often, but seemingly I read about another 'intervention' on a daily basis.  This morning I learned that you and me have bailed out Citibank with $20 billion of our dollars and more to follow that in the form of protecting that company against some $300 billion of bad investments.

We have been pummeled over the subject of the 'big three' automobile companies and what it is we need to do for them and their employees.  This one particularly hits home since we have relatives who could be adversely affected depending upon what is or isn't done.

We know people who have had significant losses in the stock market over the past several months.  Obviously the word 'significant' has a different meaning to each of us.  If we had a million dollars and lost half, that would be 'significant'.  If we had five hundred dollars and lost half of that, that would be just as significant if not more so, as I suspect you'd agree.

I read about our president-elect and a new multi-hundred billion dollar 'bail out' program that he wants ready for his signature by the time he is sworn in as our next president.  I read about the price of turkeys being higher this year. Thanksgiving Day is upon us and I imagine that many are questioning what it is they have for which to be thankful.  Even though we live in the greatest time in history and in 'the land of plenty', we sometimes seem to have problems finding things for which to be thankful.

It really seems that we have to search for our daily dose of "feel good".  Yes; I do believe that we need some "feel good" daily or we risk becoming deadened to the things about us that are good.  Some of us find that dose of "feel good" in the scriptures; some of us find it in the beauty of nature; some of us find it in the kind words of a friend; some of us find it in the giggles of a youngster; some of us find it in books or art or music; some of us find it in the warmth of the touch of a loved one; some of us find it having done a good deed for another.

Some of us, on the other hand, feel good only if we're able to buy things, or if we can dine at the best restaurants, or if we can sip an expensive wine each day, or if we can feel superior to a neighbor because our house is bigger, or our automobile is larger and more expensive.

In our present economic situation, it will be much easier to find our daily "feel good" if we can do that in a non-economic sense.  It isn't always easy to make that transition; I know that from having been on both sides of this equation.  But, it is well worth the effort that is required.  Some of us will find ourselves learning or re-learning how it is to live on less; some of us have already begun that learning process.  Very few of us will be able to avoid some level of 'less' during this period in our nation's history.

But, we don't have to go without that daily dose of "feel good".   

Okay, I lied just to get you to look; because, not many people read when I write on this topic...even though it is critically important! 

This is really about Wisconsin and its plan to require all small businesses (50 or fewer employees) to have health insurance.

I am a small business person and I do provide health insurance.  I don't want to be forced to do that, since I might be unable to stay in business someday if that were to be a requirement.

It is bad enough that Wisconsin would tell me I have to do this, but it is also going to ultimately tell me what plan I have to subscribe to in order to provide the required coverage.  I will be forced to buy my health insurance through something called BadgerChoice and a new concept called a 'connector'.  Massachusetts has been using a 'connector' for a couple of years; that plan has exacerbated the shortage of primary care doctors, has driven many insurance brokers out of business and has been short of money since its inception (this leads to rationing of care, by the way).

As I drive through Germantown, I see a bunch of what are called 'small businesses'.  I recognize that there are more employees employed by small businesses in Wisconsin than are employed by big business.  I am among the roughly 50% of small businesses that are able to provide health insurance and I do that because it is good for my business and for my employees...and therefore for my customers.

There have been rumors circulating about a new small business health plan that was being touted in very quiet sessions using a power point show that had been designed by the Wisconsin Department of Health Services that is now run by Ms. Karen Timberlake who obviously gets her marching orders from Governor Jim Doyle.  The Business Journal published an article today that discusses this program.  I know enough people in the benefits industry to have heard about this several months ago, and dreaded the day that it gained enough steam to break out into the light of day...at least partially...since there are a lot of things that we're not yet being told.

By the way, Ms. Timberlake is quoted in this article as saying, "I would like to avoid having small businesses opt out if they already have a good deal.  Otherwise, the program will only have high-risk participants and insurance will still be unaffordable."  That is why I said that we'll be forced to join this plan.

This is one of the 'great benefits' of the new Democrat-controlled state government.  They can make this happen without regard for whether or not it is a good thing.  They have wanted this for a long time, and by golly, they're going to have it now that they are in absolute power.  They need some "Pass Go & Collect $200" cards from the Feds and that will happen, if not already in place, because the Dems control that level of government, as well.  We voted for change, and we're gonna' get it whether we like it or not.

What is worse is that this is being cobbled together in the new state budget so that it will not be a stand-alone bill that can be debated in public.  This is the same state budget that now has to find ways to handle a $5.4 billion funding shortfall.  Tell me what comes to mind when you see this great new program being foisted on the small businesses in Wisconsin at the same time we have a huge hole needing to be filled?

TAX INCREASES!

On top of tax increases, there will be more and more vacant store fronts and more and more people unemployed; and it will be able to be traced directly to this garbage.

How appropriate that this would surface just as we prepare to "stuff" our turkeys.  Those aren't the only things being "stuffed".

Today we'll explore the WEAC insurance companies called WEA Insurance Group.

The WEA Insurance Group is composed of five organizations:

• WEA Insurance Trust
• WEA Insurance Corporation
• WEA Tax Sheltered Annuity Trust
• WEAC Member Benefit Trust
• WEA Property & Casualty Insurance Company

These organizations are used to provide coverages such as health insurance, dental insurance, long term disability insurance, long term care insurance, automobile insurance, homeowners insurance and tax-sheltered annuities.

This is a spectacular picture from the WEA Trust that was created in 1970 with initial capitalization of $5,000 that was provided by WEAC.  By 1977, this Trust had become the thirteenth largest health insurer in Wisconsin.  By 1989, it employed 140 people, and now employs some 500 people and serves over 200,000 public school employees and family members.

It, as is its parent, is the 800 lb. gorilla so far as insurers providing coverage to school districts in Wisconsin.  It takes pride in the ways in which it developed new coverages for its members and in its record of few member complaints.

Among the breakthroughs it claims credit for are these:

• The trust was the first in the state to offer a disability plan that replaced 90% of a disabled employee's income.  (Typical insurance policies offer up to two-thirds of the employee's compensation to encourage those who are able to return to work as soon as possible, and to help hold insurance premium cost down for employers.)
• The Trust was the first insurer in Wisconsin to cover transplants as a standard benefit.  (Such breakthroughs have had to add costs to these plans that caused increases in premiums to employers.  Most insurers were hesitant to offer such coverage unless and until forced to do so by state mandate since they would've been priced uncompetitively with other insurers.)
• The Trust health plan covered psychiatric and chiropractic services "long before the law required insurance companies to offer such benefits".  (Again, we see marketplace differentiation that made it nearly impossible for other insurers to compete for school district business while it made the employers pay more due to these increased levels of service.)

We discussed Jane Doe's coverage cost to the district in a recent Blog.  Jane's cost to the district was $19,279 during the most recent school year, and she paid another 3% of the premium from her pocket as her contribution toward that cost.  Given the coming school year and plan changes that have been made by WEA Insurance Trust, the cost to the district for the most comparable program will go up to some $22,400 for an increase of about 16% in its cost.  (This is contrasted with an average increase in Wisconsin for other employers of about 4% this year according to a survey by the Mercer consulting firm released today.)

That same announcement based on the Mercer survey pointed out that $1,000 deductibles are now commonplace across America.  I would be amazed if a single school district in Wisconsin could be identified that has such a deductible in place.  Premium sharing by employees is often done on a 25%-75% or a 50%-50% basis in Wisconsin's workplaces, but in Jane's case there is a 3%-97% sharing arrangement.  It is not at all uncommon for employees of firms with fewer than 50 employees to have no health insurance coverage provided by their employer today.  That percentage is in the range of 50% to 60% in Wisconsin today.

WEA Insurance Trust points to its success with the following statistics:

• Health plan enrollment was 138,024 for 2007, or 71% of eligible school districts.
• Dental plan enrollment was 149,961 for 2007, or 78% of eligible school districts.
• Long term disability enrollment was 60,063 for 2007, or 75% of eligible school districts.
• Life plan enrollment was 36,237 for 2007, or 46% of eligible school districts.
• Long term care enrollment was 21,251 in 2007, or 23% of eligible school districts.

This is what the insurance industry calls "penetration" of a marketplace, and it points to the dominance that WEAC has in negotiating on behalf of its insurance companies.  I have spoken with people who have attempted to compete against the WEAC/WEA Insurance Trust insurance programs.  They have made presentations to Boards showing significant decreases with relatively little in the way of plan benefit reductions and few are ever successful in getting the business.  The union dominates this world.  Some question why the teachers would permit this to happen since the premium costs impact their pay due to the QEO rules, but I suspect any teacher who would voice his or her concern might feel uncomfortable in his or her peer group as the result.  And, it is great if you're in the cat bird's seat with the 'Cadillac' coverage.

If you read yesterday's piece, you may've noted that WEAC has universal health care as one of its legislative goals.  That would be great since they could then shift costs to all the state's citizens instead of just to those citizens in a district they provide coverage for.  And, most interesting of all is this overlooked fact:  WEAC had already obtained favorable treatment for its members in the Healthy Wisconsin program that was defeated last year.  Universal health care is great but they must still have better coverage for their members...and the party in control of state government was willing to cause that to happen.

Some have questioned the people costs of a school district but this kind of information helps us better understand where some of those costs originate. 

Surprise, Surprise...

I'm sure this must come as a great shock to us all.

The Wisconsin Technical College System Board voted 12-0 in favor of denying the petition request made by the Germantown School District to be permitted to leave the MATC district and move into the Moraine Park Technical College district.

We'll just have to shut up, pay our exorbitant MATC tax load and wait for another twenty years and try again.

In a very selfish way, I can at least look forward to many more opportunities to ridicule the MATC decision-making apparatus as well as the silly ways this group finds to divest themselves of our money.

When will we have a state government that wakes up to the folly of none-elected (appointed) boards that have taxing powers.  This is truly taxation without representation...and there seems not a thing we can do about it.

Maybe current MATC President Darnell Cole will eventually find another school that is willing to take him off our hands; I feel confident that he'll continue to look for more money and more people to tax.  After all, the goose that is called the MATC district is just about finished laying larger eggs.  I wonder if technical colleges also have powers of annexation?  That wouldn't come as too great a surprise, either.

I also wonder if we'll see more "free" laptops being donated to the library; and if we'll see that "splendid" cooperation between our industry and the MATC get even better.  We'd probably be wise to not hold our breath until that occurs.

~~~~~~~~~~

Knodl Konundrum - Chapter Two...

Dan Knodl has entered a plea of not guilty in Ozaukee County to the charges lodged against him over names published without the permission of those named.

I suspect that, at worst, he'll be fined a modest amount and life will go on.

I have to say, though, that I'd be very embarrassed if that were my campaign and I let that happen when I would've known I had a comfortable lead in such a dominant Republican stronghold.

~~~~~~~~~~

Mequon Road/Pilgrim Road Intersection Construction...

It seems that the construction in this main intersection in Germantown has gone on longer than had been expected.  I certainly hope this ends very soon so the roadway and traffic patterns can be restored prior to the Winter weather descending upon us.

I want to shift the focus now to the Wisconsin Education Association Council, or WEAC as it is commonly known.  Following this, we'll look at the WEAC affiliate that delivers health and other insurance coverages.

WEAC is among the state's 800 lb. gorillas so far as labor organizations are concerned.  It touts having some 98,000 members.  Its history shows a start in 1853, some 8 years after Wisconsin became a state.  It became known as WEAC in 1972 following adoption of collective bargaining laws for public employees in Wisconsin.

WEAC represents the following segments of education today: teachers, education support professionals, custodians, university students, state education employees, paraprofessionals, retired education support professionals, retired educators, library media specialists (one of whom, Mary Bell, is the current WEAC President), nutrition employees, school safety personnel, Wisconsin Technical College faculty and support staff, clerical staff, counselors, secretaries, teacher aides, bus drivers, cooks and state-employed education and information professionals.

WEAC's structure begins at the local level with the local unions such as the Germantown Education Association (GEA).

The local unions are members of a unified services unit, or UniServe unit, in their local area.  That unit includes the professionals required to support the locals, and is typically limited to some 1,200 to 1,500 individual union members.  Five of the largest school districts have their own UniServ units (Milwaukee, Madison, Racine, Kenosha and Green Bay).  The staffs of each UniServ provide locals with collective bargaining, member rights, public relations, professional development, and political action assistance.

The UniServ entities are tied to WEAC in Madison and WEAC is a member of the National Education Association, or NEA located in Washington, D.C.

It is easy to see that this organization is very well developed for the functions it has carved out for itself.  That is among the reasons that education is such an effective political force.  I have made earlier references to the fact that WEAC has spent millions of dollars to assure an attentive audience in the halls of Wisconsin government and in the Governor's mansion.

WEAC has identified its major initiatives for the period 2008-2010 and those are:

School Funding  They state: "It is evident that school funding is broken.  It is at the center of discussion from local to local.  The WEAC Board of Directors has identified measures of success for school funding reform, and they are offering a comprehensive education to kids and fair compensation for members."

Health Care  They state:  "We know that under the Qualified Economic Offer we've been sacrificing salary increases for health insurance.  But WEAC's commitment to health care reform is much bigger.  We care deeply for kids and their families because we all know that health care is also a learning issue."

Professional Development & Licensure  They state:  "Educators are required to focus more attention than ever on licensing and professional development, and WEAC is stepping up to provide quality support and services.  You are the best person to manage your professional development, with support from your union and financing from your district."

Achievement Gaps  They state:  "This issue is very close to the hearts of WEAC members.  The frustration of not being able to meet the needs of all our students drives us to do more - demanding needed resources and bringing the issue forward into a public conversation.  We will continue our work to involve communities, corporations and government in closing the achievement gap."

Membership  They state:  "We are listening to what you need and value, and connecting your union to your daily work.  We are focusing on groups who are already organized - and those who are not yet - in order to fulfill the promise of public education for future generations."

I'll close this piece with the 2009-2010 WEAC legislative agenda.  Their printed material says:

"WEAC Supports Legislation To:

• Repeal the Qualified Economic Offer law.
• Repeal revenue caps.
• Make preparation time for educators a mandatory subject of collective bargaining.
• Increase funding for SAGE to provide $2,500 per low income pupil beginning in the 2009-2010 fiscal year.
• Implement voucher accountability.
• Make attendance of 5-year-old kindergarten mandatory and a prerequisite to admission to first grade.
• Treat education support professionals the same as teachers under the Wisconsin Retirement System in terms of qualifying for coverage and for early retirement calculations.
• Establish WTCS pay equity by requiring that the salary and fringe benefits of part-time technical college instructors be prorated based on the salary and fringe benefits of full-time staff.
• Create a loan forgiveness program for teaching math, science, special education and ELL in high-poverty districts.
• Repeal residency requirements.
• Provide a tax deduction for non-reimbursed classroom purchases.
• Adopt the 'Wisconsin Indoor Environmental Quality in Schools Act' for public school buildings.
• Require school boards to adopt anti-bullying policies.
• Allow parents to take leave time from work to attend school conferences and activities."

~~~~~~~~~~

Several things jump out at me as I write this but I'll use another piece to explore those.  The one major thing that occurs is that virtually everything about WEAC means higher costs of education which translates into restructuring school financing laws and that will ultimately translate into more tax dollars.

While we are discussing the area of compensation, I want to take a 'hypothetical' person whom we'll name Jane Doe, and look at her compensation package.

Jane is in her 10th year with the school district.  She has a Master's degree with less than 15 hours of added credit.  This places her in lane 4 and step 10 of the 'matrix' we discussed yesterday.  Assuming that Jane had her Master's degree in the 2006-2007 school year, her base salary would've been $47,937.  In the 2007-2008 school year, her base salary was $49,703, an increase of some 3.7% even though there was no new contract settled and, thus, no new pay schedule in place.

In the school year we are in today, 2008-2009, Jane would be earning a base salary of $51,469 for an increase year over year of 3.55%.  A QEO offer would've more than doubled those increase percentages for Jane.

Total compensation for Jane this past school year was $85,406 inclusive of benefits in addition to base salary.

My point in this exercise is to give citizens some real life numbers to which they can relate versus the percentages that get thrown about without any actual meaning to most of us.

I do not begrudge the income that our educators earn.  It is very important that our children are well-educated and good teachers are a large part of that equation.

Next, we'll look at the Wisconsin Education Association Council (WEAC) and the WEA Insurance Group.

First, there was a story by Thomas J. McKillen in the November 15th edition of Germantown Express News concerning the November 10th School Board meeting.  In that story there were quotes attributed to Jon Stachowiak who is the President of the Germantown Education Association.  The article stated:

"GEA President Jon Stachowiak opened his remarks...by noting that Germantown ranked 'number one in all levels' on the WKCE test scores out of 50 school districts in southeast Wisconsin."

"'The teachers have led their students to a high level of success', Stachowiak said."

"He further stated that two-thirds of district teaching staff have Master's Degrees."

"'This success achieved on the WKCE test is not achieved by putting in a contracted day or working to the minimum", Stachowiak said."

It is important that we recognize the excellence in our district; I was pleased to see this in print.  I thought it also interesting that this had been achieved with the classroom crowding we have been told about.

In that same meeting, Stachowiak also cited that teachers had higher wages in the Hartford, Slinger, West Bend and Kewaskum districts, and said that "another offer by the school board which is the state minimum will not be accepted".  I was disappointed that this comment was made in this setting; that seemed more appropriate in a negotiating session and the board meeting was not being held for that purpose so far as I know.  Additionally, I don't know what he meant by "will not be accepted".  That sounds like a job action of some sort could result.

Teacher compensation has always been a bit of a mystery to me, and I suspect it may be for you, also.

We have a step system in place in Germantown which recognizes the combination of tenure and education.  There are a total of 84 different steps, or pay grades, in this matrix.  It is this matrix that is affected by the QEO that we covered in the first part of this discussion.  If a 3.8% increase is made, part of that goes for benefits and the rest, if there is a "rest", goes for salary and is applied to this matrix.

My understanding is that it is possible for teachers to gain salary increases even if no increase has been granted through contract negotiations.  That would happen if more credit hours had been earned, or if a new degree level had been achieved, or if tenure demarcations had been passed.  It is also possible for both education and tenure increases to be involved and that could see a higher increase in overall salary without regard to contract negotiations.  It seems that it can also be said that increases in total are not always limited to the 3.8% or whatever had been approved.  Certainly, steps could be passed at the same time increases were made to the matrix.

The step increases max out, I believe, when a teacher has obtained a Master's Degree with an additional 30 credit hours earned, and has at least 14 years in the district.  The GEA President mentioned that two-thirds of our district's teachers have their Master's Degrees, although I have no idea as to the cumulative years in the district for any of those people.  That suggests to me that our district has more people in the higher steps than in the lower steps, thus the overall costs to the district would be higher than might seem to be the case.

The 'rule of thumb' I've heard applied says that some 85% of the district budget is consumed by people costs.

This is basically how the system looks at this time.  I want to explore the benefit cost implications and am planning that for another part to this discussion since it could take some time to put together. 

The following are purportedly actual 9-1-1 calls captured from the Nashville, TN system:

Dispatcher:  9-1-1 What is your emergency?

Caller:  I heard what sounded like gunshots coming from the brown house on the corner.

Dispatcher:  Do you have an address?

Caller:  No, I have on a blouse and slacks.  Why?

~~~~~~~~~~

Dispatcher:  9-1-1 What is your emergency?

Caller:  Someone broke into my house and took a bite from my ham and cheese sandwich.

Dispatcher:  Excuse me?

Caller:  I made a ham and cheese sandwich and left it on the kitchen table, and when I came back from the bathroom, someone had taken a bite out of it.

Dispatcher:  Was anything else taken?

Caller:  No, but this has happened to me before and I'm sick and tired of it!

~~~~~~~~~~

Dispatcher:  9-1-1 What is your emergency?

Caller:  I'm trying to reach nine eleven but my phone doesn't have an eleven on it.

Dispatcher:  This is nine eleven.

Caller:  I thought you just said it was nine-one-one.

Dispatcher:  Yes ma'am, nine-one-one and nine-eleven are the same thing.

Caller:  Honey, I may be old, but I'm not stupid!

~~~~~~~~~~

Dispatcher:  9-1-1 What is the nature of your emergency?

Caller:  My wife is pregnant and her contractions are only two minutes apart.

Dispatcher:  Is this her first child?

Caller:  No, you idiot, this is her husband!

~~~~~~~~~~

Dispatcher: 9-1-1

Caller:  Yeah, I'm having trouble breathing.  I'm all out of breath.  Darn...I think I'm going to pass out.

Dispatcher:  Sir, where are you calling from?

Caller:  I'm at a pay phone.  North and Foster.

Dispatcher:  Sir, an ambulance is on the way.  Are you an asthmatic?

Caller:  No.

Dispatcher:  What were you doing before you started having trouble breathing?

Caller:  Running from the police.

Hedged promises...

Promises are made in every election campaign, and especially in presidential election campaigns.  We're told that one candidate will do this for us and the other will do that for us.  We are made promise after promise, almost on the order of a 'can you top this' game.

Today, as the president-elect makes his preparations for the assumption of office, there is a decided 'tamping down' of his promises.  Those promises are said to have totaled some $135 billion per year.  Those are the promises that can be specifically identified.  There are another 'passel of promises' that we'll never be able to price because they were implied to special interest groups and/or made in somewhat more private settings as deals were cut.

Already, we see and hear that some are "shocked" that their pet things are being relegated to the back of the line so far as promises to be kept.  There is a very simple thing that all should remember, and that is this:  If you vote for a person on the basis of promises made that will favor you or your special interest group, you need to step back and reassess just how you'll make voting decisions in the future.  After the campaigning is done and reality begins to reestablish itself, we realize that not every promise will be kept, that some will but they won't resemble what you expected and that some will result in nothing like what you expected they would.

Today, there simply isn't $135 billion available for the grandiose promises made on the trail to the White House.  And, even the money that may be available will be allocated according to lobbying and the back-room deals in Congress.  Your needs and my needs be damned; there are more important things that have to be accomplished...such as the payoffs to those who got the next president to this point.  And that is the case no matter which ticket won the popular vote.

Character would be a much better barometer with which to gage decisions than promises which were probably only intended to gather a few more votes.  I hope all of us voted on that basis...but I am skeptical.

Bail-out expectations...

It is amazing to me, although it shouldn't be at my age, to see the length of the lines of those special interests seeking a government bail-out.  The Freddie Mac and Fannie Mae sub-prime mortgage debacle (Barney Frank, Christopher Dodd, and Charles Schumer continue to try to hide from their special culpability in all this) pointed out just how shaky the economy was.  That proved to be more than the economy could swallow without massive corrections.

And, it showed the truly global nature of the economy...every country was in a very tenuous position economically and all are now in the tank...except maybe for China and maybe for India.  Even the oil sheiks are pinching pennies or whatever it is they pinch.

Enter stage-left...

The likely actors were lined up before we knew the magnitude of the debacle to come.  The investment banks, the insurance companies, the commercial banking industry, the Wall Street stock barons, the hedge fund managers; all were waiting for their piece of the bail-out.  So some $700 billion was thrown into a thing called TARP and the Treasury Secretary, Paulson, was given the go ahead to steer us through.  Of course, Congress began almost immediately to try to seize the tiller and steer where it thought it could garner the greatest political gains.

Detroit has been in shambles, and that happened long before the most recent economic decline; and that is in no small part courtesy of both federal and state politics and excessive payroll costs, both labor and executive.  The auto makers were 'given' $25 billion for "green" manufacturing change-overs.  That money has yet to be dispensed, by the way, as is so often the case when Congress does something like this.

The Democrats are now working their behinds off to force the Bush administration to move ahead on the next major phase of the 'bail-out' by trying to get a new hand-out through in the coming "lame duck" session starting tomorrow.  The obvious reason behind this is simple, they can then point to one more "failure" on the part of 'Bush 43' when this all goes down the toilet...which is most likely where it'll go.

The Republicans, of course, are trying to sit this one out by saying that the $25 billion of "green" money ought be the bridge that Detroit is seeking, to force the Democrats to finally have to show some political courage of their own come January 20th.  It would make the Republicans happier if they were able to paint the Dems with the brush that had been reserved for President Bush and the Republicans.

Underlying all this action on the 'stage', to which I referred earlier, is the problem you and me are facing as members of the audience for this multiple act thriller/dark comedy.  Yet again, we see that politics trumps everything in Washington, D.C. 

Our representative democracy is the greatest form of government ever seen on this earth, but it sure has its seamy and vulgar sides...and we seem to be witnessing most of it today.

And you and me are the only people who can make that less a problem as we cast our future votes.  We must demand better...and we must punish those who disobey our demands by sending them home!

The angst that followed the election concerning the defeat of the referenda items has subsided a bit.  I want to explore the whole subject of education in our community and state, and have been discussing many issues with those involved including school board members from communities in Wisconsin, educators and taxpayers.  I have no idea how long this series will run, but the input of the citizenry is important and I hope this might provoke some additional rational discussion.

~~~~~~~~~~

I was off the mark on the qualified economic offer (QEO) when I referred to it as the maximum amount that could be provided to teachers in the combination of salary and benefits.  The QEO was instituted in 1993 and replaced the then mediation and arbitration system,  It provided that school boards providing at least 3.8% increases of salary and benefits combined would be protected from binding arbitration which had been problematic for school districts up to that time.  In this sense, the QEO is the minimum and usually the maximum.

There are teachers/former teachers who would admit that the QEO has served to protect the jobs of teachers that might otherwise have been cut in the old binding arbitration days since the arbitrators could assess whatever they felt was appropriate in terms of combined increases without regard to the district's ability to pay the added load.

Similarly, those people would also indicate that rescission of the current QEO rules and their replacement with mediation/arbitration, as the governor has tried to gain over the past several budgets, would probably cause teacher terminations since the proposed mediation/arbitration language has been moot on the subject of districts' ability to pay.  That leads, I suspect, to some of the 'scare' tactics citizens face whenever teachers' compensation is debated.  We almost always hear of the 'programs that will have to be ended if...' there were to be limits to increases proposed.  Those debates seldom, if ever, are concerned with actual reductions, but almost always with limits to the amounts of increases.

The cost of healthcare has played a significant part in the rising cost of education.  The 3.8% increase has to cover the cost of benefits and compensation.  If the health premium increases in double-digits annually, that translates into relatively little remaining for salary increases.  In the unregulated world that most of us occupy, the employer makes the decisions and enforces those decisions.  That world does not exist in education.

So, it is possible to extrapolate that the removal of QEO and its replacement with mediation/arbitration, without consideration for a district's ability to pay, could result in teacher losses, increased class sizes and some issues surrounding the nebulous issue of 'quality of education'.  That issue is nebulous in that it is poorly defined on a consistent basis.  It seems that whenever we get into those discussions, the achievement side becomes dynamic so that it is never quite possible to gather information permitting solid decision-making to occur.  Cause and effect are difficult to equate in those discussions.  That coupled with the emotional response that comes very quickly from one or both sides fairly well suggests that we'll not get to a good, solid, well-informed decision.

Under our current rules, after the 3.8% has been granted by the district, and that is not acceptable to the teachers, a mediator is brought in to attempt to help the sides find common ground.  If neither side is willing to give ground, the mediator can declare an impasse and the 3.8% offer is put into place with no further negotiation.  This has tilted the equation to the district's side and it has been that way since QEO was created.  It is understandable that teachers would find this 'unfair' even though you and me might think 3.8% was a pretty fair increase...especially if we've not received an increase for awhile...or if we've lost our job due to cutbacks.

Next time, we'll look at some hypotheticals that put some numbers in place.